:root{--navy:#0b2545;--navy2:#13315c;--teal:#0f8b8d;--bg:#fff;--alt:#f3f6fa;--text:#1d2b3a;--muted:#55657a;--line:#dbe3ec;--card:#fff;--hdr:rgba(255,255,255,.96);
--serif:"Source Serif 4",Georgia,"Times New Roman",serif;--sans:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px);color-scheme:light}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--bg:#0a1626;--alt:#0f2036;--text:#e5ecf4;--muted:#9fb0c4;--line:#22344d;--card:#112640;--hdr:rgba(10,22,38,.96);--navy:#8fd3d4;--navy2:#0f8b8d;color-scheme:dark}}
:root[data-theme="dark"]{--bg:#0a1626;--alt:#0f2036;--text:#e5ecf4;--muted:#9fb0c4;--line:#22344d;--card:#112640;--hdr:rgba(10,22,38,.96);--navy:#8fd3d4;--navy2:#0f8b8d;color-scheme:dark}
*,*::before,*::after{box-sizing:border-box}
html{scroll-padding-top:calc(env(safe-area-inset-top,0px) + 80px);scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font:400 1rem/1.65 var(--sans);overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--teal)}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.2;margin:0 0 .6em;font-weight:600}
h1{font-size:clamp(1.9rem,3.4vw,2.8rem)}h2{font-size:clamp(1.5rem,2.4vw,2rem)}h3{font-size:1.15rem}
p{margin:0 0 1em}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
:focus-visible{outline:3px solid var(--teal);outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-999px;top:8px;background:#fff;color:#000;padding:8px 14px;z-index:100}.skip:focus{left:8px}
header{position:sticky;top:0;z-index:50;background:var(--hdr);border-bottom:1px solid var(--line);backdrop-filter:blur(6px)}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);background:var(--hdr);z-index:60}
.bar{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:72px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.mark{width:38px;height:38px;border-radius:8px;background:#0b2545;display:grid;place-items:center;flex:none}
.brand b{font:600 1.05rem/1.1 var(--serif);letter-spacing:.04em}.brand small{display:block;font:500 .66rem var(--sans);letter-spacing:.14em;color:var(--muted);text-transform:uppercase;margin-top:3px}
nav ul{list-style:none;display:flex;gap:6px;margin:0;padding:0;align-items:center;flex-wrap:wrap}
nav a{display:block;padding:9px 14px;border-radius:6px;text-decoration:none;color:var(--text);font-weight:500;font-size:.95rem;transition:background .2s,color .2s}
nav a:hover{background:var(--alt);color:var(--navy)}
nav a[aria-current="page"]{color:var(--navy);box-shadow:inset 0 -2px 0 var(--teal);border-radius:6px 6px 0 0}
nav a.cta{background:#0b2545;color:#fff;margin-left:8px}nav a.cta:hover{background:#13315c;color:#fff}
.menu{display:none;background:none;border:1px solid var(--line);color:var(--navy);border-radius:6px;padding:9px 14px;font:500 .95rem var(--sans);cursor:pointer}
.btn{display:inline-block;padding:13px 24px;border-radius:6px;font-weight:600;text-decoration:none;border:2px solid transparent;transition:background .2s,color .2s,border-color .2s;font-size:.98rem}
.btn.p{background:var(--teal);color:#fff}.btn.p:hover{background:#0b6e70}
.btn.s{border-color:currentColor;color:#fff}.btn.s:hover{background:rgba(255,255,255,.12)}
.btn.o{border-color:var(--navy);color:var(--navy)}.btn.o:hover{background:var(--navy);color:var(--bg)}
.hero{background:linear-gradient(135deg,#0b2545,#13315c);color:#fff;padding:72px 0}
.hero h1{color:#fff}.hero p.lead{color:#d3deea;font-size:1.1rem;max-width:56ch}
.hgrid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.eyebrow{color:#7fd6d8;font:600 .75rem var(--sans);letter-spacing:.16em;text-transform:uppercase;margin-bottom:14px;display:block}
.acts{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.vis{border:1px solid rgba(255,255,255,.18);border-radius:10px;background:#0a1d38;padding:14px}
.vis figcaption{font-size:.75rem;color:#9fb6cf;margin-top:10px}
section.blk{padding:72px 0}.alt{background:var(--alt)}
.head{max-width:68ch;margin-bottom:36px}.head p{color:var(--muted)}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fill,minmax(250px,1fr))}
.card{display:block;background:var(--card);border:1px solid var(--line);border-radius:10px;padding:24px;text-decoration:none;color:var(--text);transition:border-color .2s,transform .2s,box-shadow .2s}
a.card:hover{border-color:var(--teal);transform:translateY(-2px);box-shadow:0 8px 24px rgba(11,37,69,.1)}
.card h3{margin-bottom:.4em}.card p{color:var(--muted);font-size:.93rem;margin:0}
.more{display:inline-block;margin-top:14px;color:var(--teal);font-weight:600;font-size:.9rem}
.steps{counter-reset:s;display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.step{counter-increment:s;border-top:3px solid var(--teal);background:var(--card);padding:22px;border-radius:0 0 10px 10px;border:1px solid var(--line);border-top:3px solid var(--teal)}
.step::before{content:"0" counter(s);font:600 1.5rem var(--serif);color:var(--teal);display:block;margin-bottom:6px}
.step p{color:var(--muted);font-size:.93rem;margin:0}
.note{border-left:4px solid var(--teal);background:var(--card);padding:18px 22px;border-radius:0 8px 8px 0;color:var(--muted)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.mail{font:600 1.15rem var(--serif);word-break:break-all}
.pagehead{background:linear-gradient(135deg,#0b2545,#13315c);color:#fff;padding:56px 0}.pagehead h1{color:#fff;margin:0}.pagehead p{color:#d3deea;margin:12px 0 0;max-width:62ch}
footer{background:#08182e;color:#b9c8d9;padding:56px 0 28px;font-size:.92rem}
footer h3{font:600 .8rem var(--sans);letter-spacing:.14em;text-transform:uppercase;color:#fff;margin-bottom:12px}
footer a{color:#b9c8d9;text-decoration:none}footer a:hover{color:#fff;text-decoration:underline}
footer ul{list-style:none;margin:0;padding:0}footer li{margin-bottom:8px}
.fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:40px}
.legal{border-top:1px solid #1d3352;margin-top:36px;padding-top:20px;font-size:.82rem;color:#8ea3bb}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
@media (max-width:900px){.hgrid,.two,.fgrid{grid-template-columns:1fr}.hero{padding:48px 0}section.blk{padding:52px 0}}
@media (max-width:760px){.js .menu{display:block}.js nav{display:none;width:100%}.js nav.open{display:block;padding-bottom:12px}.js nav ul{flex-direction:column;align-items:stretch}.js nav a.cta{margin:6px 0 0;text-align:center}.bar{min-height:64px}}